Auto insurance is essential for protecting you against potential liability if you somehow cause a collision with another vehicle, object, or person. As you may know, if you finance the purchase of a new or used vehicle, the lender will require full coverage insurance that protects against collision and other types of damages through comprehensive coverage. Next time you're looking into a car insurance quote, be sure to ask about the many different types of vehicles we can also help you cover. Here are just some of the most popular options we have for auto insurance.

Private Passenger Vehicles

Whether you have a car, truck, or van that you use for daily driving, it’s categorized as a private passenger vehicle. According to BankRate, about 215 million motorists in the U.S. have car insurance policies. Most of those are for private passenger vehicles and range from state minimums for liability insurance to full coverage that insures against collision damage, theft, and other covered losses.

Commercial Vehicles

A tractor-trailer, tow truck, and similar vehicles are commercial vehicles that require commercial auto insurance to protect them. Many people who use their daily drivers also need to get a commercial car insurance quote and coverage for when they use their private vehicles for commercial purposes. If you use your car to deliver food, drive for a ride-hailing service, or undertake other commercial activities, you'll need commercial auto insurance while engaged in commercial activities.

Recreational Vehicles, Boats, and Jet Skis

You also can get insurance for an RV, boat, or personal watercraft. Because you use those vehicles recreationally, the insurance is generally affordable. No one uses an RV for a daily driver, so insurers know the damage potential is limited to only those times it’s being taken out. The same goes for your boat, jet ski, and other personal watercraft.

Motorcycles and Scooters

Motorcycles and scooters are very popular types of vehicles that many people use for recreational riding and personal transportation in good weather. Motorcycle and scooter insurance works like auto insurance, and you get it through auto insurers. Because motorcycles are less likely to cause extensive damage to other people’s property, they are usually relatively affordable to insure. Sportbikes can be costly due to having full bodywork and very high levels of performance.

Are you looking for auto insurance in the Murrieta, CA area? Call or submit an online request for a no-obligation car insurance quote from Barranca Insurance Services, Inc. We'll be sure to get you the best rate.